Apply Online

Current or future members may apply for a loan online at the link below. Be sure to have your valid ID and Social Security Number handy.

Please note: not all loans types can be applied for online. If you are applying for a mortgage, see the section below. If you are applying for a Home Equity Line of Credit please get in touch with a loan officer.

Apply for a Mortgage

If you already have accounts with SCCU, you have the option to apply for a mortgage in person or online. Click below to apply for a mortgage online. (Need help? Download the Mortgage Shopping Toolkit from the Consumer Financial Protection Bureau.)

Apply In Person

You can apply for any loan, including mortgages, by visiting our Hixson, Ooltewah, or East Brainerd branches. You can also apply via remote access at our Soddy Daisy branch. Find your closest branch. 
We advance financial peace of mind within our community.